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Retirement For Newbies's avatar

Some really good advice in this article. Good reminder about using different passwords which I didn’t use to do.

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TheSeniorTechie's avatar

The only way that works for me is using a password manager. Thank goodness they exist.

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Stephanie Raffelock's avatar

Thanks for another informative piece, Paul. I unfortunately learned the one password for many accounts lesson the hard way. The two-system authentication is a good reminder that the extra step IS like locking your door at night. Happy December and all good wishes and goodwill.

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TheSeniorTechie's avatar

I hate two-step authentication in the same way that I hate taking bitter medicine.

Both are good for us and I willingly use and take both.

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George Adkins's avatar

Hey Paul, do you have any advice for those of us who won't be affording to replace a Windows 10 computer with new hardware right away?

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TheSeniorTechie's avatar

Can you tell me what prompted your question? That might help me with an answer.

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George Adkins's avatar

I assume that the required upgrade to Windows 11 from Windows 10 has to do with security.

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TheSeniorTechie's avatar

Microsoft isn't requiring an upgrade, but they're stopping support for Windows 10. This includes ceasing security dates.

You can keep using a Windows 10 PC for a while, but you’ll want to reduce your exposure to online threats and, if possible, take advantage of Microsoft’s Extended Security Updates or other safety steps.​

Option 1: Get Extended Security Updates (ESU)

Microsoft now offers a Windows 10 Extended Security Updates program for consumers that continues critical security patches for at least one extra year after October 14, 2025.​

You enroll from Settings > Update & Security > Windows Update, where eligible PCs will show an “Extended Security Updates” or “ESU” enrollment option; the consumer ESU runs through October 13, 2026 and focuses only on critical and important security fixes, not new features.​

Option 2: Lock down a non‑ESU Windows 10 PC

If ESU isn’t affordable or available, treat the PC as “high‑risk” and limit what you do with it online. Good practices include:​

Use a reputable third‑party security suite, keep your browser and apps (like Chrome, Firefox, Edge, LibreOffice, etc.) fully updated, and uninstall software you do not need.​​

Avoid sensitive tasks (banking, taxes, medical portals) on that machine; reserve those for a more up‑to‑date device such as a phone or tablet, and use the Windows 10 PC mainly for offline work, basic web browsing on trusted sites, or local apps.​​

Option 3: Stretch current hardware creatively

Some “unsupported” PCs can technically run Windows 11 via workarounds (such as enabling TPM (a Trusted Platform Module which is a chip) in firmware or minor registry tweaks), though Microsoft does not guarantee updates on such systems and this is best for advanced users who accept the risk.​ This is WAY technical - beyond me.

Another budget‑friendly path is to keep the current hardware but plan a future switch to a lighter operating system (like a user‑friendly Linux distribution) when Windows 10 feels too risky; this can extend the life of older PCs at no license cost, though it comes with a learning curve.​

In the near term, focus on: getting at least that one extra ESU year if you can, maintaining good backups, tightening security settings, and moving your most sensitive activities to a fully supported device.​

Over the next 1–2 years, plan and budget for either a replacement Windows 11 PC or a migration strategy (such as Chromebook, tablet, or Linux) so you are not rushed into a purchase when the security risk becomes too high for comfort.

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